CEO & Founder
I have spent my career building businesses, investing capital, and creating opportunities through disciplined execution. Before entering private lending, I served for 18 years as President of one of the largest interior and exterior property maintenance companies in California’s Central Valley. At its peak, the company employed more than 400 people. In 2006, I sold the business to a New York-based private equity firm and began focusing full-time on my professional passion: private money lending and real estate-backed investing.
Today, I lead three entities operating within the private capital and lending space.
What makes ZINC different is simple: we are a licensed direct lender, not a broker. We invest our own capital alongside the investors we serve, participate in the same transactions, assume the same risks, and remain directly accountable for every loan and investment we originate. That alignment of interests is fundamental to how we operate.
To date, ZINC has originated more than $1 billion in private money loans while maintaining a historical loss ratio of less than one-eighth of one percent. I have also personally fixed and flipped more than 500 properties. Our team actively manages millions of dollars in real estate-backed loans and investments and funds millions in new transactions each month.
Every ZINC loan is secured by a first-position lien against the underlying collateral. We focus on opportunities that fall just outside traditional bank guidelines—transactions requiring speed, flexibility, experience, and disciplined underwriting. We also require borrowers to invest meaningful cash into every transaction. Whether the collateral involves real estate or another asset class, the borrower must have genuine capital at risk. This creates accountability and aligns the interests of the borrower, lender, and investors.
For me, this business is about more than deploying capital. It is about protecting principal, making disciplined decisions, building long-term relationships, and helping experienced operators turn strong opportunities into successful outcomes.