Vice President
Ryan joined ZINC in 2024 to lead ZINC Auto Finance, bringing over 30 years of experience in subprime auto lending. Before ZINC, he held senior management roles at Westlake Financial Services, where he oversaw more than 150 employees and played a key role in growing receivables from $300 million to over $2 billion while maintaining exceptionally low delinquency and loss levels. Ryan has also held leadership positions at WFS/Wachovia, United Auto Credit, and Bayside Credit, leveraging his deep industry knowledge to drive operational excellence and strong results.