Would You Like to Earn up to 1% for your Referrals?
Join our referral program and earn up to 1% commission on every successful loan referral.
Partner Agreement
Referal Program Overview
Refer borrowers to ZINC Financial and earn up to 1% commission on funded loans!
Provide their details to start earning. Terms and conditions apply.
This Referral Program allows you to act as a Referral Partner for loans and earn an incentive for each prospective borrower you refer to ZINC Financial that results in a successfully funded loan.
Experience a seamless borrowing process with ZINC Financial:
- Convenience: We manage every step internally—from loan origination to underwriting, funding, and servicing. Our team is with you at every stage.
- Nationwide Lending: Access our loan programs no matter where you are in the country.
- Flexible Loan Options: Benefit from diverse loan programs tailored to your needs, including:
- Financing up to 90% of the purchase price
- Loan amounts up to $3 million
Recently Funded Loans
LOAN AMOUNT: $825,000
LOAN TYPE: 12-Month Bridge
LOCATION: Pacifica, CA
LOAN AMOUNT: $825,000
LOAN TYPE: 12-Month Bridge
LOCATION: Pacifica, CA
LOAN AMOUNT: $825,000
LOAN TYPE: 12-Month Bridge
LOCATION: Pacifica, CA
Earn up to 1%

When you referred friends close their loan with Zinc.
Contact Information of the Indivisual You Are Referring.
Meet our CEO

ZINC has originated hundreds of millions of dollars in private loans.
TODD PIGOTT - Principal
In a word, Todd is passionate about the private money lending space.
Eligibility Requirements
Eligibility Requirnments for Referral Partners
ZINC Financial requires Referral Partners to be a resident of the United States and be at least 18 years of age. In order to participate in the Referral Partner program, Referral Partners must execute this Referral Partner Agreement & submit a completed W-9 to ZINC Financial.
Exclusions from Referral Incentives
ZINC Financial will not pay a Referral Incentive if the Borrower referred chooses to work with a mortgage broker for their loan, or if you engage in any activities that would constitute mortgage brokering or negotiating a loan under the laws of the applicable state.
Referred Borrower Status and Eligibility
ZINC Financial will not pay a Referral Incentive for any referred Borrower that is “already known” to ZINC Financial, “already known” means the referred Borrower has previously submitted na application and/or funded a loan with ZINC Financial.
Restrictions in Certain States
ZINC Financial is prohibited from paying referral incentive in certain restricted states; in the event the property referred is in a restricted state, the Referral Partner will be ineligible to receive Referral Compensation for that property loan. State regulatory restrictions vary and may be changed without
prior notification or approval.
States Where ZINC Financial Does Not Lend
ZINC Financial does not lend in certain states – see Company Website for Approved States. In these published states, Brokers and Referral Partners are ineligible to earn compensation, and ZINC Financial will not pay compensation in these states
Referral Partner Agreement and Compensation Qualification
Once you accept and execute the Referral Partner Agreement, and ZINC Financial has executed the Referral Partner Agreement, then you qualify to participate in the Referral Program and earn referral compensation from ZINC Financial.