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ZINC Financial, Inc.Your leading source for investor rehab money.

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Loan Programs

Fix and Flip

Up to 90% of Purchase Price
Up to 100% of Rehab Costs
Single Family, Multi-Family
$100,000 – $2 million
Interest Only Payments
Business Purpose Only
40+ States

Bridge

Up to 90% of Purchase Price
Up to 100% of Rehab Costs
Single Family, Multi-Family
$100,000 – $2 million
Interest Only Payments
Business Purpose Only
40+ States

DSCR Rental

Up to 75% of Value
Purchase / Refinance
Single Family, Multi-Family
$100,000 – $3 million
Cash Out Option
Business Purpose Only
40+ States

Ground Up

Up to 80% of Loan to Cost
Up to 70% of Stabilized Value
Single Family, Multi-Family
$100,000 – $1.5 million
12 to 18-Months, Interest Only
Business Purpose Only
40+ States

Why Choose ZINC Financial

Speed

Our loan approval process is focused on quickly underwriting and funding your loan to meet your timeline.

Ease

We handle the entire process in house from origination to underwriting to funding to servicing. We are with you every step of the way.

Reliability

ZINC is a balance sheet lender with its own funds along with an in house team for processing, servicing and underwriting, guaranteeing reliable funding for its borrowers.

We Lend Nationwide

Hover over the state to view loan program availability

Recently Funded Loans

1572 Fresno

LOAN AMOUNT: $420,000
LOAN TYPE: 12-Month Bridge
LOCATION: Fresno, CA

Jurupa Valley

LOAN AMOUNT: $424,000
LOAN TYPE: 12-Month Bridge
LOCATION: Jurupa Valley, CA

Basalt

LOAN AMOUNT: $3,655,000
LOAN TYPE: 12-Month Bridge
LOCATION: Basalt, CO

Broker Program

ZINC’s white label program allows brokers to fund in their own name and protect their relationships, vital for building their own brand. By partnering with ZINC we enable brokers to scale, build and protect their own brand while removing obstacles associated with capital and processing.

ZINC’s Preferred Broker Program is for brokers looking to expand their business and deliver swift approval and funding for their clients. By partnering with ZINC, you will be provided dedicated concierge service from origination through servicing.

Calculate Your Investment Deal

Carpenter,Working,On,New,Kitchen,Cabinets

Calculate Your Fix and Flip Deal

A,Small,Home,In,Florida,Owned,By,Retired,Senior.

Calculate Your DSCR Rental Deal

New,Residential,Home,Under,Construction,,Framing.,North,America.

Calculate Your Ground Up Deal