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General Guidelines

  • Non-Owner Occupied Only
  • Purchase, Rehab, Refi Cash Out
  • 65% – 90% LTV
  • $50k – $2 Million
  • 100% Rehab Cost Financing.
  • SFR, 1-4
  • Income Not Verified
  • 640+ FICO Score

Submission Documents

  • ZINC Application Packet
  • 1 Month Bank Statements
  • Ten color pictures, inside, outside and street view (or color appraisal if available)
  • Purchase Contract (if a purchase)
  • Drop files here or
    Accepted file types: jpg, png, gif, pdf, doc, docx, ppt, pptx, xls, xlsx, Max. file size: 32 MB.
      Acceptable file formats include jpg, png, gif, pdf, doc, docx, ppt, pptx, xls, and xlsx. 64MB Max limit for all files.


    ZINC Financial, Inc. is a leading investment rehab loan lender. We specialize in private money rehab loans, and we help investors leverage their capital to acquire and rehab properties for investment purposes.