Debt Service Coverage Borrowers

Finance Your Real Estate Portfolio with ZINC Financial

If you’re looking for a real estate investment loan, you’ve come to the right place!
No W2? No Tax Return? No Problem!

ZINC Financial specializes in private money mortgage loans for investment properties, including buy-and-hold rental properties. While traditional lenders are reluctant to finance investment properties, ZINC specializes in real estate investment loans. As a direct lender with our own capital, we have the right loan products to serve a wide range of real estate investment needs.

Rental, refinance; we take growing your real estate investment portfolio as seriously as you do. We want to finance your next transaction, to help you achieve your financial goals.

Investment Property Mortgage Loan Options

Debt Service Coverage Loan (DSCR): Investors can qualify based on the monthly rental cash flow of the subject property. Current or projected rental income for the subject property is evaluated to determine loan eligibility. It’s that simple
Mixed Use Investor Loan: Designed specifically for investors with multi-unit and mixed-use properties.
Multi-Family Loan: Multifamily (1 to 4 units) purchase loans based on the projected rental income.
Vacation Rental: If you’re investing in a vacation rental property — you’ve come to the right place, we can finance those too.
Blanket/Portfolio: We also do blanket/portfolio loans.
Bridge Loan: If you’re a flipper in the business of buying distressed properties, rehabilitating them and reselling them for a profit, we are one of the largest in the nation and can fund your loan in as little as 7 days.

Investors Choose ZINC Because

Our founder has flipped over 100 million in Real Estate, and lent over a billion; work with a lender who understands your business.
Unlike traditional lenders, our mortgage products are crafted specifically for real estate investors and we can handle almost any scenario.
Our experienced and knowledgeable team will work hard to fund your transaction with the speed, ease and reliability you expect and deserve.

Real estate investors trust ZINC because we understand your business. This is all we specialize in so we are considered the experts in our field. Our origination and underwriting teams will work together seamlessly to ensure your loan receives the attention it deserves, and the timely funding you need. With a 97$ satisfaction rating, partner with ZINC on your next investment transaction.

Savvy investors think of us as part of their real estate team, because we are!

Whether you’re already a successful real estate investor, or getting ready to buy your first investment property, be sure to speak with one of our experienced Loan Advisors to get the best mortgage options.

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HOW CAN WE HELP?

ZINC Financial, Inc. is a leading investment rehab loan lender. We specialize in private money rehab loans, and we help investors leverage their capital to acquire and rehab properties for investment purposes.