Hard Money Loans for House Flippers and Borrowers

Funding Your Next Project...

Whether you are a new or experienced borrower, our Hard Money Loan program is designed to assist you in becoming a more successful Investor. When you work with ZINC Financial you benefit from quick decisions, fast turnarounds, and the comfort of knowing you are working with a reputable direct lender.

If you have a specific property you are considering rehabbing and need additional feedback we welcome you to visit our “Deal Analyzer” to help you evaluate your financial risk.

Benefits of Choosing Zinc!

  • No Experience Required ✔️
  • Funding In As Little As 7 Days ✔️
  • Interest Rates As Low As 7.49% ✔️
  • No Prepay Penalties or Hidden Fees ✔️
  • Up To 90% Loan To Purchase ✔️
  • Up To $2 million Loan Amount ✔️
  • Up To 100% Rehab Cost Financing ✔️
  • Short Term Bridge Financing✔️
  • A Flexible Borrowing Experience✔️
  • Purchase, Refinance, Rehab, Cash Out ✔️

Quick Guidelines

  • Non-Owner Occupied Only ✔️
  • 680+ Credit Score For Loan Program Qualification ✔️
  • No Primary Residence ✔️
  • Stated Income ✔️

Submission Documents

  • ZINC Application Packet ✔️
  • 1 Month Bank Statements ✔️
  • 10 Color Pictures, Inside, Outside & Street View(or color appraisal if available)✔️
  • Purchase Contract (if a purchase) ✔️


ZINC Financial, Inc. is a leading investment rehab lender. We specialize in private money rehab loans, and we help investors leverage their capital to acquire and rehab properties for investment purposes.